You’ll also earn 2% cash back at restaurants, gas stations and drugstores, as well as a 1% flat rate on all other purchases. The 5% cash-back rate you’ll earn at Amazon and Whole Foods is quite competitive. Your rewards won’t be completely confined to your purchases under the Amazon umbrella. Rewards and welcome bonusĪs the biggest retailer, Amazon can offer a better rewards program than most other cards in its class. That’s a bit more than the standard $95 annual fee of many midtier credit cards, but a Prime membership will also get you extra perks including faster package delivery and access to the Prime Video streaming service. While this card has no annual fee, it does require an Amazon Prime account, which currently costs $139 per year. And if you’re so inclined, you can opt for interest-free financing on your Amazon purchases. Not only will you earn 5% back on and Whole Foods purchases, you’ll also earn cash back on purchases outside of Amazon, including restaurants, gas stations and drug stores. But Amazon’s offer goes beyond that, assuming the identity of a cash-back credit card.

Many retailers like Amazon offer a branded credit card with 5% rewards rates on in-brand purchases. Amazon’s flagship credit card offers a competitive cash-back program, the option to finance your Amazon purchases and an Amazon gift card as the welcome bonus. If you seem to have an Amazon package coming to your house every other day, you may want to consider using the Amazon Prime Rewards Visa Signature Card* for your transactions.

Amazon prime store card